We have a meaningful conversation about your important life events and situations to establish a mutual foundation for working together.

How you arrived at where you are today including the life changing events or defining moments that occurred in your life up to this time.

We establish the relevancy for going ahead together.

We discuss your highest priority for your highest results.

We provide an overview for all that we do for you in our relationship.

We establish the basis for working together. We establish mutual expectations to avoid conflict in what we do together.

The guideposts by which you make important decisions with your life and money. This includes your financial philosophy and parameters for making decisions. Discovering what you would like to do, have, and be during the time that you have before you.

The changes or transitions that you are currently faced with, or are expecting to take place in the near future and how these events will impact your financial planning needs.

Cash for security, Cash for utility, Debt elimination, Insurance, and Growth and how to best accomplish each of these goals with the resources at your disposal.

The key feature of a Monte Carlo simulation is that it can tell you how likely the outcomes of your plan are.

We report the progress you are making towards the goals that are most important to you.

We meet with you annually for an assessment of your progress relative to your financial plan, including spending and growth, and accomplishment of the steps indicated by your plan so you are confident that you are moving towards your most important goals.